'Budget management' pouch (A give-away)
While conversing with one of the domestic help, I realized that they also need a lot more planning and mindfulness while planning their expenses. Here are a few observations:
1. They receive their salary at the beginning of the month.
2. They have fixed monthly expenses such as rent, electricity bill, water bill etc. Which they pay off.
3. The remaining money they keep inside some container in the kitchen - the favourite being containers of flour or pulses.
4. They manage their sundry expenses through the month using that money, usually towards daily milk, vegetables, snacks for kids, medical expenses.
5. Thus, the expenses are made in an unplanned manner leaving them with practically no money at the end of the month.
I realized what they need is 'DISCIPLINE' in managing their expense which meant they need to keep money aside for each budget head and stick to that budget.
I found this pouch in my mother's dressing table. It's actually a jewellery pouch but I decided it has a better use (hahhaa). So I came up with the idea of giving away these pouches to maushis.
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